A first penguin is an enterprise that boldly takes on challenges despite current uncertainties, just like the first penguin of the group to jump into the ocean. First penguins have excellent ideas and technology, and with support from KODIT, have the potential to pioneer new markets and grow into global leaders.
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|Item||Year 1||Year 2||Year 3|
|Age of business||Within 5 years|
|Limit of guarantee||Total||Total limit : KRW 3 billion|
|New||Limit over 3 years > Min (KRW 3 billion, year 3 estimated revenue * 1/2)|
(Credit line * 4/6, year 1 estimated revenue, funds needed)
(Credit line * 5/6, year 2 estimated revenue)
(KRW 3 billion, year 3 estimated revenue * 1/2)
|Guarantee fee rate||Fixed rate 0.7%|